Financial Planning and Investment Management for Businesses Owners
Journey Financial Planners is an independent retirement planning
fiduciary firm in Concord, MA delivering objective, strategic
and competitive retirement strategies for the owners and partners of
closely held firms.
A fee-only, independent Registered Investment Advisor (RIA), Journey Financial Planners always put the interests of its clients first, ahead of its own and ahead of any of the financial companies it works with. Peggy McGillin, CERTIFIED FINANCIAL PLANNERTM and MBA, is Principal.
Integrated business and personal financial planning for business owners
Journey Financial Planners delivers responsible financial and risk management plans and results to business
owners through the use of
comprehensive, objective financial
planning and investment
management
scenario modeling. Journey's fees are clear and easy to understand.
- Business owners as retirement plan sponsors need expert, impartial management of their firm's 401k and other retirement plans.
- Business owners as individuals want safe, smart planning and investment strategies for optimizing all their financial decision making: reaching their 401k and Roth retirement, college savings and life style goals, insurance evaluation and estate planning.
- All clients want to know the planning and investment advice they receive is expert, solely in their best interest and not influenced by commissions or sales quota bias. As a fee-only firm, all Journey Financial Planners' compensation comes from its clients. Further, unlike commissioned registered reps at brokerage firms, we have a fiduciary duty to our clients and must provide advice solely in their best interests. We only work with best-in-class business partners and never have custody of client investments.
It begins with your most important needs and continues with an ongoing partnership
We take into account your whole, specific picture - realistic goals (and big dreams), current investments, life insurance, health insurance and long-term care analysis, taxes, education funding, estate planning, charitable contributions, retirement funds, and more. Our integrated process respects your priorities, both the urgent and important. We recommend and implement risk-adjusted investment plans, portfolios and tax-smart strategies based on your needs, constraints and relevant time horizons.
Company 401k retirement plans and employee education that are best-in-class
Journey Financial Planners will help you to: meet and exceed your business strategies and fiduciary responsibilities as a plan sponsor, avoid risks, and educate your employees on their retirement planning choices.
Journey's promise: We are
consistently Proactive & Personal; Accountable; Ceaseless; and
Expert - Your Journey, Your P.A.C.E.
Take control. Schedule your discovery meeting. It's complimentary, and we guarantee you will achieve greater clarity and insight about your financial choices from the discovery experience.