Our Process

We help you clarify your goals and understand your options

1. We listen to you so we can understand your needs

2. We gather enough information so we can determine if we can responsibly satisfy your needs

3. Together, we determine if we are a good match.

4. Then we employ specific processes depending upon the services you need i.e.:  Retirement planning versus selecting a company retirement plan, planning for retirement while still working, versus planning a retirement income distribution plan while already retired are very different efforts for instance.

Communication is critical and we excel

Figuring out what you want and need is hard work. We know the right questions to ask so your priorities are revealed to you, sometimes with surprising results. Our clients tell us what they value most is the clarity, perspective and financial confidence they achieve. 

Our clients appreciate that we set their expectations. What we do and what we don't do, how long things take, what information is needed and most importantly what our services cost. Although surprises can be fun, when it comes to financial planning, investments, insurance, estate planning, taxes and retirement plans we work hard to avoid surprises. 

We are respectful that your time is very valuable. We work hard to strike the right balance between needing your time and getting the work done, but we won't sacrifice thoroughness. If we need more information to do a better job, we will be in touch. We understand that things may change for you after we begin developing a plan, we can handle new information. Our process is dynamic, not rigid.

You are always in control

It's your plan and it's your money. We make sure our recommendations are clear and transparent so you can comparison shop and weigh the pros and cons of your implementation choices. For those who love to delegate, you choose your level of involvement and management and we develop the recommendations that are comfortable and effective. We enjoy working with people who want to manage their own money and we require no minimum amount of assets. We do have a minimum charge of $500. 

We stay with you to get the job done

A plan that isn't executed is more than a waste of money, it is lost opportunity, potential and future choices. For us, it is the relationship, not the transaction. We want you to reach your goals. In fact it is a key measure of success for our firm that you execute your plan. So if you are serious about your financial future, then be prepared to be reminded and encouraged to take the essential next steps to realize your optimal plan. Expect to be proactively alerted when something that may impact your plan is discovered, whether that be a change in tax law, education planning or regulatory changes.

Our processes differ for individuals and plan sponsors. 

Take control. Schedule a no-obligation discovery meeting today.

Make an appointment with our convenient online calendar.