Individuals

Looking for direction?

Nine out of ten people with a comprehensive financial plan feel they have a clear financial direction.

Only fifty percent of people without a professionally prepared financial plan feel they have a clear financial direction, according to the Financial Planning Association® and Ameriprise® Value of financial Planning study of July 2008. You don't need to be wealthy to benefit or afford a plan. 

Are you on the right path?

Do you know how much you will need to save before you retire? It is not an easy question because it raises other difficult questions such as, “What is the amount of annual income I will need, and how do I save more and optimally invest what I have?” People often think that they can't afford a financial planner or that they can do a better job on their own. Our experience shows that the people who need the help the most are the most reluctant to seek it. That is unfortunate for the self directed.  Investors don't fare very well on their own or as well as they could when they use advisors who earn commissions or believe in stock picking and market timing.  To learn more, here are the details of our Investment Philosophy and the Investment Facts which provide the foundation of our unique philosophy and beliefs. There is a rational and efficient option available to you.

The Journey Guide

Getting there is half the fun if you are traveling with the right partner.  We think that the reason most people don't work with a professional is because it is really hard to find someone that you can trust more than yourself.  We also know that many who have an advisor are ready to move on.  This makes sense especially since most advisors aren't bound to recommend investments in their client's best interest.  We have always put our client's interest ahead of our own. Our clients are in control.  We work hard to earn the privilege of sharing our knowledge and experience with you. The Journey Planner is just one tool we use to help you figure out what you need.  Nobody is completely sure they are asking all the right questions when choosing an advisor or defining the scope of the relationship. When you are uncomfortable, we are uncomfortable.  We want you to be completely confident about your plan and our relationship. 

A summary of our fees is spelled out in Why Journey.

Imagine Your Completed Plan (and Your Blind Spots Eliminated)

All the pieces of the puzzle finally in place, confident your assets and income are getting you closer to toward your goals. Results come from a disciplined process. Most people are not clear about how to assess their current situation or even their short and long term goals.  When not working with a planner, people create plans that are often overly expensive, cautious or unrealistic. Scenario-based planning can reveal clear choices for reaching your goals.  For example, understanding what is, and isn't in your health care coverage is an important component of a secure plan.  Do you know what your lifetime coverage limit is? Did you even know you had a lifetime limit?  This is just one of many possible blind spots in your planning. Unless you are a full-time CERTIFIED FINANCIAL PLANNER™ there is just too much to know. Imagine your financial plan being in alignment with the future you want. What is that worth?

Take control

See why Journey Financial Planners is uniquely qualified to work with business owners, professionals and entrepreneurs. 

Take control. Schedule a no-obligation discovery meeting today.

Make an appointment with our convenient online calendar.